Category: Money Matters

Do You Need Disability Income Insurance?

People ordinarily buy property and casualty insurance to protect their possessions (houses, cars and furniture) and life insurance to provide income for their survivors. However, many people don’t think about protecting their income with disability income insurance. But how well could you live if you weren’t able to work?

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Getting Started: Establishing a Financial Safety Net

In times of crisis, you don’t want to be shaking pennies out of a piggy bank. Having a financial safety net in place can ensure that you’re protected when a financial emergency arises. One way to accomplish this is by setting up a cash reserve, a pool of readily available funds that can help you meet emergency or urgent short-term needs.

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Establishing a Budget

Do you ever wonder where your money goes each month? Does it seem like you’re never able to get ahead? If so, you may want to establish a budget to help keep track of how you spend your money and help you reach your financial goals.

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Travel Tips, Tricks, and Hacks

I love to travel, which has become one the best unintended consequences of my life as a writer, speaker, and blogger. Travel always involves challenges. That’s why I have adopted an attitude that no matter how well I’ve planned, if something can go wrong, it probably will. And if it doesn’t, I consider that a travel bonus.

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Simple Tips to Stretch the Food Budget

A friend of my grandmother always used to say, “If we didn’t need food, we’d all be rich!” This may be true, but then a life without food would be a little less pleasurable. There are ample ways to make great food cheap, make perishable food last, and make the grocery budget stretch like nobody’s business.

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Stop Throwing the Citrus Away

I have a confession. For years, I’ve been tossing beautiful, bright flavor into the garbage. This sad situation is the result of cutting a lemon in half, quickly juicing it for some immediate need, and then tossing what’s left. Or, when facing a need for lemon zest, grating that thing till it’s bald, and then giving it a toss. Ouch!

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Invest in Your Debt: It’s a Sure Thing With a Solid Return

Should I save or pay off debt? That has to be at the top of the most common questions I have received over the years. And the answer is solid: It depends! But only on one thing: if you do not have an emergency fund saved and stashed in a safe place—I’m talking at least $1,000—you should save madly while you keep paying the minimums required on your burgeoning debt. Once you have an emergency fund in place, the answer to that question is clear.

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